Don't use read-write accounts for the tests

netops: init OpenSSL once under lock

The assembla failure we were seeing referred to a private repository,
which is not what is there at the moment.

This reverts 1fd21b0342f

Don't write in plaintext the password of an account which has full
control over the repository. Instead use an account with read-only
access.

We want to check whether the credentials callback is NULL, not whether
the payload is.

Bring together all of the OpenSSL initialization to
git_threads_init() so it's together and doesn't need locks.

Moving it here also gives us libssh2 thread safety (when built against
openssl).

OpenSSL's tests init everything in the main thread, so let's do that.

When using in a multithreaded context, OpenSSL needs to lock, and leaves
it up to application to provide said locks.

We were not doing this, and it's just luck that's kept us from crashing
up to now.