Document implicit IO points in ORM

I purposely didn't spend much documentation writing
about implicit IO when I first pushed out the asyncio
extension because I wanted to get a sense on what kinds
of issues people had.   Now we know and the answer is
predictably "all of them".  List out all the known
implicit IO points and how to avoid them.  Also rename
the "adapting lazy loads" section, so that the title is less
suggestive that this is a necessary technique.

References: #5926

Change-Id: I3933b74bd37a5b06989531adbeade34347db679b

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